Start where you are. Each level assumes the one before it, so your skills compound instead of repeat.
Level 1 · Foundations
Portal Basics
For first time users who have never logged in to MFCentral, CAMS or KFintech. You register with PAN and OTP, understand which AMC sits with which registrar, and generate your first Consolidated Account Statement. By the end you can find every folio you own in one place.
Level 2 · Practitioner
Statements and Records
For people who manage their own or a family member's folios and need clean records. You read account statements and CAS in detail, consolidate folios, fix KYC and nomination gaps, and set up or cancel mandates. By the end you can keep a folio in order without calling the AMC for every small thing.
Level 3 · Advanced
Capital Gains and Tax Filing
For anyone who files an ITR with mutual fund transactions, and for finance staff who prepare returns. You download the capital gains statement, separate short term from long term, apply the current rules to equity and debt, and reconcile against AIS and TIS.
Module 1: The Three Portals and Who Does What
Understand that MFCentral is the joint CAMS and KFintech window, and that CAMS and KFintech are separate registrars each serving a different list of AMCs. The costly mistake is assuming one portal shows everything, so if you only check CAMS you will miss every KFintech serviced fund. Use MFCentral or pull both registrars.
Module 2: Registration and the Consolidated Account Statement
Register with PAN and mobile OTP, then generate a Summary or Detailed CAS for a chosen period. The common slip is picking the wrong statement type or a period over 365 days, or generating CAS on an email that is not the one registered in the folio, which returns an empty or partial statement.
Module 3: Reading a Statement and a CAS Line By Line
Learn what each column means, folio number, units, NAV, cost value, market value, and the difference between a mailback statement and a live view. Reading market value as profit and ignoring cost value, or missing that a demat held fund will not appear in an RTA statement at all, is what costs people.
Module 4: Transactions Decoded, Purchase, Redemption, Switch, STP and SWP
See how each transaction shows up in the record and understand that a switch, an STP instalment and an SWP withdrawal are all treated as redemptions for tax. Thinking a switch or SWP is not a sale quietly builds a tax bill, since every one of these is a redemption event with its own holding period.
Module 5: Folio Consolidation and Mandate Setup
Place an online folio consolidation request and set up or cancel a bank mandate for SIPs. Consolidation fails silently when the name order, holding mode, address, tax status or bank details do not match exactly across folios, so you learn to check those fields first instead of raising a request that gets rejected.
Module 6: KYC, KRA Status and Nomination
Check your KYC status across the KRAs, understand Validated versus Registered versus On Hold, complete Aadhaar based re-KYC, and add or update a nominee. Ignoring an On Hold status until a purchase is blocked, letting PAN turn inoperative, and leaving nomination blank so heirs face a long claim, are the expensive mistakes.
Module 7: Unclaimed and Inactive Folios
Identify dormant folios, folios with an old address or a closed bank account, and units left unclaimed after a redemption or dividend was never received. Losing track of small folios opened years ago, or a payout bouncing to a dead bank account, is the costly gap, so you learn to trace and reactivate them through the registrar.
Module 8: Capital Gains Statement and Downloading for ITR
Download the capital gains and loss statement from CAMS, KFintech or MFCentral, split short term from long term, apply the current rates, and reconcile against AIS and TIS. Using a summary that hides individual transactions, mixing up equity and debt holding periods, forgetting the equity LTCG exemption, and not cross checking against AIS, are the filing errors that draw a notice.
